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Get Credit for Your Merit

Funding your education on your own merit is within your reach. With a Meritize loan, you can improve your loan terms by sharing your academic profile. Providing your transcript – whether high school, partial or full college or previous skills-based school experience – lets Meritize use your learning history to enhance your credit evaluation and improve your loan options.

You don’t have to have great credit. You don’t have to have a cosigner (but if you do, even better). And you don’t have to be an A student to get financial credit for your academic merit.

With a Meritize loan you can…

  • Use your transcript to enhance your credit and improve your loan options

  • Get pre-approved in minutes

  • Fund the full cost of tuition on your own merit 

  • Choose affordable fixed or variable rates

  • Select the repayment option that works best for you while you attend school – making full payments, making interest-only payments, or making no payments until 3 months after graduation

  • Repay your loan over 3 or 5 years

  • Avoid prepayment penalty fees if you choose to pay your loan off early

  • Get access to free Meritize Career Success Services for job and career support 

Visit or apply directly at

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